I, the headquarters of ramsey solutions broadcasting for the moving and storage studio judge the ramsey show where we help people build wealth, the work that they love and create actual amazing relationships. Dr John baloney hosted the Dr John baloney show number one best selling author of the fabulous book, your past change refugees trying to run it there for second breaking down open phones, era, triple light

two five, five to two viable start when nick and Sacramento there's our How are you I'm doing great. How are you done better than I deserve what's up, but can honour to talk? few, we actually came and adapt priests, green back and not two thousand seventeen, and are you deaf Hence I like so. Thank you. No thank you. You changed your life. We showed you how narrative? I just found out on Monday that I am being laid off as of next friday? ah though, we only have our mortgage obviously could without pre, and I'm getting on problems with several, though tat. Yes, but the company nineteen years, though I was just- I had transferred out the california bum

hello seven years ago, and the guy that had recruited me here is in a different way it is about in colorado and he's asked me: if I want to hear about their position on valentine what do you do side effect that could move I'm a manager and sales, so it would be a sales position. So what do you? What do you make now? Seventy seven cool, so much more, should not pay in colorado you cited lowest paid. Employees makes commission about a hundred and ten, and I more and do not have the same person I am so you're gonna be sailed. Herself manager failed, ok, and does he have a base? Now there number hmm, is showing the same kind of thing. You're showing no now accept totally different product were part of colorado denver. Look I want embers

city yeah it is, we have family there. We have are there, but we had moved here because my wife parents sister and all the rest of the family is here come- are we're going to take you to book a business up and gone. Where is he gonna hand you a client lesters are just pointing to the door they go get him yeah the lead, their generated, so how long before you start making money dude and would be eight weeks obtaining. He said: And then I'd be pretty much on my own eight weeks of training with no pay, no eight weeks of training with eight hundred dollars a week, though they have a training pay. Okay, what are you selling? What will be it'll, be showing in Denver an h, vac? Okay,

Ok, there's nothing here. That sounds bad, except a strict commission part and the part where you go. with the first girl that shows you look good right after your divorce. That's how I wouldn't do it, but that's just me. I didn't do nineteen years and you got kicked in the teeth and the first got the first person that looks at you and says you're handsome hugo running. That scares me. Okay, So am I what to do more shopping? A comparative shopping is what your worth in the marketplace im guessing the reason I said awesome is: when you've been in a job nineteen years. It's it's not unusual at all for you to get a job making more when you leave there, you have twelve weeks to do that and end up with a net signing bonus, because your severance turns into signing bonus if you go and get employed now and they like your last friday, with no notice.

They laid me off on Monday and I'm employed until next friday, oh okay, okay, so two weeks notice, yep, so I'll get my called week. Seven five weeks of owed vacation time cause these two weeks that I'm working. Ok, so the equivalent of night or eighteen which the Acta cool well that's a lot of time for you to land on your feet, making more than you used to make. If you want leave sacramento, it doesn't sound like your tied up there, anything and fine, I'm not down on denver, and I don't necessarily hate that job. It's just that. you're really looked at anything else, and I you? Aren't you take a week or two here and just What your words on the market place. You might be really pleasantly surprise some by offers you a hundred a quarter base with an option a two hundred, let me pretty cool air would we ought to do the. You're worth more than just fallen a job around

and what I mean by that is take a minute. In even didn't, say for two decades, take a minute just to say, hey what I want my life to look like in five or ten years Where do I want to be what I want to be doing what you, Are you married? You said yes, What what she saying about all this. She is very confused and because she's a teacher and she's credentialed, but you have to clear, credential and that california doesn't have to transfer everything colorado. It would be a hassle to transfer it anywhere, be a hassle but maybe the conversation is it now. It hurts and ok you and I we have a magic moment. Some pushed us off a cliff, not great, but we have a long nice parachute for with the ground. What do you want to do? California, you might tell you, I ruined stay here but it's hard when a husband just got just got his legs knocked out from under him. He comes home and says: alright, I found a new job pack. It up are going to colorado it's hard for somebody to put up a roadblock in that. In that scenario right she knows you're hurt and she knows you feel abandoned like these guys, because

betray Julia, and so I should like to say no, unless you ask right so sit down and say: hey? What are we wanted this to look like ticker and a nice dinner? How old are you? I am forty, forty one of whom weeks shall ask yourself. What do you want me doing when you're sixty one and let's aim at that, and then ask russia, What has to be true for me to be doing that when I'm sixty one and where do I wanna be doing it because you followed, the job to sacramento minnow, show europe sacramental by default, not by plan? Shall you ever opportunity here to reset and actually plan where you want to be the tail wagging the dog and not where they drag you to. Where you go, you don't have to corporate gypsy. You can get a pick. I pick today wherever I want live You may want to go someplace. You know, I don't know, and they may sit down and say it'll, be awesome. Just go. Have an adventure in denver, but great now, there's nothing wrong with that. You might circle back to that, but I wouldn't pick it when it's your own the options on the table. I would put luck.

other options on the table and make that denver deal rise to the top I might also asked denver bubba to cover my base for a while. If you Are you a loser easily the best salesman, I've ever seen well and you gotta unites and eighty base and You know I've got to earn through that. It's a draw! I got through it. You know, put your money where your mouth is. If you think I'm such a stud and I need I need of some help getting here to get whatever whatever you need know when exactly and so yeah I yeah yeah, let's uh, let's do that's? I I want some more options. I don't want you to take eight weeks, over analyzing this. I want you take eight days. I want you to go on five rob interviews by zoom or otherwise. I want other poking around finding. What is out there nick Europe. probably going to be surprised in this current environment, where there is a labour shortage that you worth more than you are being paid at the other place, and they did

the that's. Why, when you said I got laid off, I said awesome it probably means of autumn new adventure and more if your mess with district wanna bet I know what I'm saying again: coalmines, get clear assessment for free and is move number one: the seller pay check to purpose taller than you definitely need to read in the next one, for forty eight hours this randy, you I get it. The freedom to make your own decisions means a lot. That's why you should look into biblically based health cost sharing from christian healthcare ministries. C h m gives members the freedom to choose. The doctors am providers they want for approved treatments with out all the frustration of worrying about networks. For forty years c, h m has helped thousands of families just like yours. Do things their own way find out more today at c h, ministries, dot, org, slash budget

doktor john bologna. Ramsay personality is my co host today the phone number triple eight eight to five five, two to five john. These, questions for humans cards- are unbelievable. Blockbuster hit. We can't keep a minister twyla, it's crazy So here's the thing man. He had those moments when you're sitting next to somebody- and you feel a thousand miles apart from I used to think that was a character issue or you weren't, a good dad or a good, not realise its. We ve just grown up. Generation will other skills and some of you feeling that thousand miles away from people you care about right now, so we gotta put. Our phones, we ve to devalue god's sakes, madonna, meaningful conversations for netflix and scrolling You deserve better relationships, and that means, but having better conversations, natural graded quest for humans,

conversations starters that will help you disconnect from your screens and actually connect and have fun with people who care about there's a deck. For one dating couples, girls By the way we got some extraordinary, brilliant women, too do girls night- is that my buddy sit in a room thinking. This would be hilarious, guys parents and kids friends additions and more they been flying off the shelves and all these will get you spend time laughing together, learning something unexpected pickup. On two or all of us. for human starters and have fun together. You gotta ramsay solutions, dot, com, slash humans, its power, trouble that there is no human harder to talk to them? A teenage trout? It's very difficult, not very difficult. so having a having a d of cards that you just point out and you ask a question: for you know it everybody's laughing and telling stories and emitting two things they shouldn't and everything else. It's it's pretty crazy and

what's been fun as I, when these cordial first come out just him on my own kids and my son, finishing fifth grade entering into six created now, is almost through seventh grade in his answer to the same questions are different. Now, it's been fund has been cool and we were there. There aren't there grown with us, and so many went. I'm lebanon, it I use them in my house is all it is. Is the best advertisement could give now we can keep on my may. We order men. They just go out like crazy, show, ramsay solutions, dotcom sly humans, quest for humans cards in the store at roundly solutions, dot com be sure jack amount tina. four lauderdale high tina. How are you I appreciate your show. I'm good things. Might my Why do you around on using a he lock to put twenty percent down on a new home and then going there. hurried home, right after clothing on the new home, oh that home, I got confused

ok yeah, so you're, going to close all you're going to close on another property before yours closures, I would like you so really danger. I get yeah. Ok, what happened, you ve done clove, you got to house payments and you know what you re come after, that we call him a motivated seller. who sells or house cheap because I get stuck, three times that happened to me? Well, After the first three times I have, the closing, or within a week of closing the deal's fond fallen through. Oh, what I'm trying to sell property? Are you ok we're gonna to close the second one after the first one closures. Then we'll use guy just did die. I just did that. I am in my second realistic Property now and when I saw the first tom, to get into this new home that I live, and now I'm it was really strives for. For me,

cannot have anywhere to live like in the interim. Happen to jam. You know what's more forceful to house burned, If your market, a gap, are you talking here? I mean I would immediately like when I would close. I would put the you now gear original home up for sale against my eye. of doing it. That way is because you know why this closing on this new discipline, the well that I did just now. It was really stressful. For me, the mood I was, I need find a. Where am I gonna live you know, and I would have preferred to be able to secure a home. For me, sir. I'm so to write a contract on the other property or purchasing contingent on the sale of yours. the closing and upon the same day, but of yours Doesn't if your current house does enclose you don't close on the new one.

because you're going to end up with two house payments in a market that is slowed down with higher interest rates and you're gonna be calling me two years from now going high. The damas thing I got to house payments, its callin me can Help me dave and then aside from So what if I could take out a he enough to pay for a home cash on, because I have quite a bit of Well, I'm enough not equity. In my current home, listen tina it'll, you, ok, you got me you. What you need to doubt take out a he ever error period ever your stinkin house and move in quite talking to me about stress you, trade in one country, as for another, but you perceived the risk that, after thirty, Of doing what I do, I've seen people step ended up to their knees and I'm begging you to do that? I'm begging you are travers up travers in Fayetteville north carolina trevor, our you

around the undue. Well, how are you better than I deserve? How can we help, though one baby steps and there's a maintenance, the margin, some eddie, then it'll done on my wife and I as car petty I go ahead. Yes, just small stuff, just small stuff, like a filter. Cabin filter and an engine air filter with council like you, I was a boy. You failed us. My question was not about awhile. I causing your budget an airfield not petty. So earnestly your engines need to eat to run yeah. But it's it's it's it's a petty amount of money, a gotcha there you go I dunno the cabin air filters are a couple of million dollars these days now, I'm thinking not but yeah I went on. like me, you gotta get out. You know: you're gonna, try and plot, while you're doing baby step one too and three and you're living,

A tight budget you're, probably gonna change, your all and by gas for the car and you're, probably gonna, put a filter, and so that's all just part of your budget, though it doesn't. we interrupted other than it slows down the amount of extra cash you have to throw at dead anything you spend on obviously can't go towards the debt, but you have to buy food. hey the electricity. I mean you have to keep the car writing and show some basic stuff, like that's fine but yeah, I want to do a petty home remodel. I want to paint three rooms now You wait on the room. You went on paint your rooms until you get out of that. jack, my car up or get new shocks should hang in there. They I want. I want new, we'll know. You're venerable weight or, like james, he put a specialty muffler on his car, so dearly railroad when knighton, okay, ok, it makes it now is my draft on the road

a mindless came that way from the fact says: redneck alma. We can hear you come on man redneck on this window sticker, but there you go. If somebody in the parking lot says: hey is dave here. Every just gives real quiet younger. It is rather a new raptor has got it a voice. It really does open The traffic light eight to five five, two to five doktor john bologna ram, personality is my co host. Today John was talked her for it in the one minute we got my own in the break, the what causes, someone from a psychological perspective, have a stretched out situation. Like the lady a few minutes ago, a double move, things didn't wanna move, she didn't have stressed, trustful, move and she's trading, that for another construction, ignoring the risk, her body put it at put a gps in the distress she had last time? It was never do this again

he caught at any cost, and so it's the stress she knows just she remembers, but there were no and then there's this other a more pressing than ever. I won't happen. Exam You and I would have a job if it didn't happen all the time, and so it's it's what people go gamble and the gamble on the on the gamble they ve been Not only that, but because I one time went on it hit out at that time, and put a quarter when we were like twenty something Here's all we were on this little horrible, crucial on products slot machine and one like a hundred thirty bucks in quarters. There were going everywhere. She put six hundred dollars in those machine. before we got off that boat. Trying to do it again, that's exactly what it is and it's the same thing and you know it twenty five or twenty eight years ago, and I've never let her forget. It works in the reverse, with pain right. So just don't do it. Man just don't do This is the ramp checks.

I say it all. The time dead is done. when cash is king, but when to life insurance cash value is crap cash value. Life insurance is a high cost product with little to no return on your side. called investment. The main benefit is fat. Commission checked for your agent term. Life from Zander insurance is a much better way to protect your family future zander shops, the top come needs to find you the most affordable term life rights. Then you can use what you save compared to those cash You premiums to really build wealth. Go to dotcom, recall eight hundred three five, six, forty to eighty two to learn more today. Not to John bologna ramses personality newborn by selling authors, my co host today in the lobby of ramsay solutions on the debt three stage todd and backer are where those guys are you

gray how're you better than wages are forty. You guys live. We live in in the panhandle of Nebraska, known as scottsbluff. Alright welcome to nashville. That's a bit of a haul down here, yeah twelve hundred miles, one way: wow amazing. What come, how much doubt have you guys paid off paid off sixty two? out dollars and thirteen months la your range of income during that year we start off. at one and one thousand towards the end. We finished at twenty five good for you. What do you do for a living, I'm in Entry teacher awesome what already teach fifth our own and I m all kinds of things, but I am maiden supervisor and a small school district, south scots bob, ok, your star,

no other teachers will soon. I see no reason why we moved out. There were originally from why our guidelines under homepage I, what kind of debt was sixty two thousand well pretty normal dave. We had car loan, didn't long gray, guard medical that I mean it. Had just about everything, you could have absolutely hallowing album married five years now insurance track after looked at each other, lose heart. Follow this much the sergeant. three years of marriage, look up and like sums a change. How did you get on this rapidly stuff? Oh boy, it's funny story dave. I hope you don't get offended by a very seldom offended you. You came across the radio station there in town and europe commercial said you know get in getting money on credit is bad debt. Getting on

that man, what is this southern man until men, western man, how to spend his money and sure. nah if I was out there working in the bus, barn on friday, night six clock trying to get work done, and I started saying: well, you can get up there you can get out there and just like a beetle juice, you just kind of tired of hearing all over the place. I mean it was nuts the next day my dad comes up to him and he goes. You know what that crazy dave. Ramsey man wants to do. He wants you to make it. He wants you to take your bank account down. two thousand hours at a man that is way too crazy for me Two days later, I looked it up, found a few came on my life ass, a has been a hundred bucks on or whatever it is on. This point to get us out of debt and. long story short. I ended up having ten our round trip down a kansas to pick up some equipment for the school and I lost

to every single video of f b. You therein, and I came home at night, ready to go well I was, I was all in man rebecca. He didn't take you on the ride. He did not know. I could see this coming. A mile away, yeah yeah, we you're that guy aren't you yeah, that's how it works like a brussels outwardly arab run on a vine and now he's got Dave rams exactly so. What did you say rebecca you? Not your nutty husband. I was a little concerned about him. I just I had no idea, about anything that he was talking about, and so when he bought it and said, let's watch this together, I said on actively to do together. That's wonderful and I while it and to be very honest with you dave, I was not do it at first. I was very

care to take that risk, because I always wanted to safety blanket sure, but I stuck with it. trusted my husband in the things that- We do in the research he was doing in it definitely pay off in the end. Ok, so you guys leaned entered together, but it was a little weird star. there yeah it was yeah. Okay, that's fair! That's fair! She had to pick between two nutty guys and she went with that one yeah. Thank you good choice. You know we how's, it feel to be free. It's fantastic, its life changing, I can't imagine anything better for our family, but this the life I wanted to live for a long time. I came from a family that believed in debt, but at a hard time yet not a dead. You know and Now there were here I'd Never go back again. You guys live in a part of the country that are made in it

the whole form it cycles on is is all debts at everybody. You live with and work with live in this thing, yet we are surrounded by dead, I mean when you got a three hundred thousand dollar tractor and somebody that's making thirty five thousand a year right I mean that's That's what we're surrounded by a lean on your thousand dollar brought me a thousand property, I a mean we can't breathe right. I'd, say it's kinda hard. breaking when you look at all the poor guys around us better transpire spoon. They're just straddle dolly's lounging out in their shreds hard. They feed the world exert later you're amazing former here and they work like crazy. Then why You two are now that you dead at one. the keys out there to pay off sixty two thousand and thirteen months. What are you going to do to get out of it? For me, it's discipline and perseverance have to be willing to do the hard things together return in the end, I

and to be very disciplined with my budget I had to oh, I have a little bit of money here. I can move it over here and and go get my nails done no big deal well, as you can see, my nails are so me and Dave were just talking about that before ornamentals are looking rougher, the lonely, the lonely. It's been awhile for him. Well, if you have it in your budget, absolutely it's not easy, but it's it's worth it. In the end, the discipline, the perseverance and because of the decisions we made. If you live like no one else later, you can live and give like no one else. There's a price to be paid to win where we know we had a what price to pay I mean, three weeks after I took a few, I went home and sold my video. My raising our four months later, I came. Again I told my wife look if we It has to go faster, we're gonna have to europe as our e g for an impala

that wasn't a hard blow to the ego? Are you serious aren't I did what what did the treaty ocean for We ended up sound it for about thirty. thousand square yeah. I was one only seven hundred in the world's I was really hard to get rid of better your family future. That's right, yeah. Figured. You know what, when I'm out I note your whatever car. I want whatever I want do whatever I want. So so a few people out there in america if a guy sells his thirty nine thousand dollar g t au for the good of his family's future he's, what's known as a man, not a boy, that's very manly, pretty impressive! Thank you pretty impressive.

I am so proud of you so cool to meet you guys, you're amazing. You do very, very well done, and you brought the arctic with you. Let's bring the child up age and name, and all that stuff gave us an introduction here. Yeah. This is a malia mae, she's, two years old, alright malia may very good. Hey we've got the olive and give bundle for you which the number one best seller, the baby, million urge on how new your next step or you'll be a millionaire and then where's total money make overbook, which you guys applaud. Two in them financial patient, firstly plugged into you, can give some of these things. You can live, Some of these things are gift for you to say: thanks. Coming down here, a very, very cool, very well done, I'm so proud of you. Thank you and good work. You are, he rose and people make decisions like that shown at car that that was not an easy call. Man, that's pretty serious right there and that's that's impressive, very impressive! All right todd, Rebecca emelia from scottsbluff-

nebraska sixty two thousand paid off and thirteen months mega, one one to wonder one. Twenty five candidates what's your debt bridge we're ready, malea three, two one, I was amazing, The first time I ever saw that was many decades ago I was sitting in a small group and financial peace university. I was leading the group and this album from Kentucky came in and his ears and they all like that. Guy's wife was a tiny little thing starling started her face, and she should I've never felt his loved

in the ten years of marriage as of right now. What he sold is unbelievable knife collection, who had ten thousand dollars to get his family out of debt, one of his most prized possessions and he put his family ahead of that of stuff and boy. She felt loved was pretty impressive. This is the rams russia, you know

produce thousands of shows, since we started thirty years ago of gun, pretty freakin good at it. Likewise, our friends at pods of moving and storage of handled more than six million moves their great at what they do. In fact, for the second year in a row, move dot, org has recognised pods as the best container ized moving and storage company, and there the only moving provider. We recommend because nobody gives you control like pods. It's simple: pods delivers you're container and you pack at year, pace than their drivers pick it up when you're done, and if you want help the pods team can even help you find local packing companies plus. If your plans change, they can store your container as long as you need no stress whether you're moving across town or across the country, you can trust pause to get your stuff where it needs to be go to pause, dotcom, slash, ramsay, to book your move. Today, that's pods, dotcom, slash, ramsay,

not john lonely. Ramsey Ramsay personality is Michael vote today, if you're a new listener- and we know there's a bunch of your based on ratings in rankings out there, you don't know what talking about half the time around here. If you want to learn about the inside, talk like baby steps in dutch snowballs and all that kind of stuff at ramsay solutions, dotcom click on the get started button. It's a free press This will help you identify where you are and what your next best steps are, and you join in this whole conversation get started freezer at ramsay solutions, dot com. ray, is in Boston. High re! Welcome to the rams lucia. a re, our heyday. Thank you, some a problem you on how the country better than we deserves our. How can we help I'm wondering? Yes, I've been listening to you for all opera.

Months now the wondering if it all the more idea to up to dip into my day due to pay all the dead. I walked action over the bandit right up. Generally asked: why would you not do that? Did you you know? I'm in in industry, I mean right now, I'm going to a lot of lay. So I'm weary of dislike, not no just get rid of all my you know get rid of a big portion of my savings and look what if I get laid off about two months with them What industry are you in tat? What do you do? I'm a data software. If I get any you get a job and twenty seconds. Yeah, big tech, leisure off, that's, what's known as a blessing there are people who are you I mean I got. I cannot and data engineers. This moment, I Our target we got job postings right now and not the only one, there's a short man, you you're you're sitting

mercy. You can get a job in thirty seconds. Have you any good? Are you good yet course there's that lasted an humble anchovies, thereby out I mean you're. Fine, now they announced your particular job is gonna to be alleviated in the next six weeks. No, no then quit whining and worrying about what might happen and go live your life. But my question is: are unlikely ever to yeah, so I make about a one thirty five a year, but at a twenty percent bonus coming up sure I just take that borders and to also how you also money in savings. The about eighty five sit up, ok and show. How much is your bonus bonus? People are after tat. You are much about twenty five percent of mine at twenty percent of my entire out, ok how about another? Twenty five grand or thirty grandma on top of eighty five,

am I getting this right, so you got like one hundred and twenty five thousand dollars cash laying around how much debt have you got? I got. I got about twenty three thousand Oh lord, it's a shame about ray peer re. It off poor rays only got one hundred thousand left over after he paid off his debt how's. He going to make I dunno how he's going to make it starve re may will be high today ray Do you hear what you just said? I I am the very sort of I like I like. I like a the of news. Okay, listen you're using your emotions to make financial decisions. Yeah because your mouth is socks. you have a hundred twenty five thousand dollars and twenty five thousand dollars in and so on, Are you pay of all your damn near a hundred percent debt free? This is not even a question you should have to ask so you're living up in the worries zone. Dalkey. again, one of the great minds another century said that eighty percent

of what we worry about, never occurs and their percentage. the twenty percent that we worry about, we don't have any control over anyway shocks. spending all your energy and burning calories. Worrying use bennett at a time fretting it's good to get up the paper and just do the facts. You friends exercise. If you pay dead off, you have no bills. You have percent of an annual income. She got one ten months of of pay in cash you're. Fine, too much you get an guys do. Yes, Jeff Jeff draft jefferson, atlanta, hi, Jeff, welcome other empty shell in John my question is- is a little bit different than the prior prior cholera looking to make sure I'm not being so detached and only looking at the numbers yeah. I see what you're saying Jeff. Okay, now that's okay, you can do it. You can do either one we'll just we'll. Just we'll just tell you.

Fourthly, there. Why? So what's up pack oil bet, that's what I'm doing. There are a couple years ago I went to a divorce and I've got three kids caught my middle. I want it getting remarried last year, but my actual I moved about an hour away, so we went back to the court system accord to come off the balkan region. Decided that even know I pain the marital homes in it. The kids could stay in their schools that there's No reason why she's not allowed to leave so Therefore, while we were doing fifty fifty me about an hour and a half to get the kids school in the morning and another hour to get home. Ultimately, this is god sustainable. It's not good for the kids in the car that long, not gonna, do about it my financial question is: do I tell my home that I have at three percent rate and buy something?

that side of town, so I can see my kids more even though it's going to increase my monthly spent decided, Were cases my worship where's your work. I welcome home. Ok. What about you? new spouse? Are you married remarried? I am remarried. She would then have you know She works coming down right now. If we move she'll, be creating an hour to work, but also its china, I don't know what to do, because, basically, by sobered how about half way, I'm waiting happening between Here's your asking this question. What's the percentage rate your kids are worth I kid they're worth more than its right, though, so it doesn't matter the industry or six per cent. It's I don't care what the interest rate doesn't matter, I'm going to be around my kid and it doesn't. It doesn't even matter financially or mathematical. It's not that big a deal, but what you will cost. Here's the thing: you're, not gonna, prosper financially, merrily

as a dad innocent, which is not sustainable. and so when you get yourself in places, sustainable you'll make more money, you'll have a Better quality life and so landing thirty drop dropout. Gps pin thirty minutes between each to these things. So thirty minutes to the kid thirty mistral, your new wife to work, and I we gotta proteinaceous life now not that unusual commute crap in atlanta, that's a short commute It's my commute to the office and I'll say this. She would have to be a very special human being too ten minutes, Sir house have this new life and then sudden, to commute an hour for what will this the quiet voice in her mind will be for somebody else's kids desk we talked long term it keep that David, it's really important sustainability, sustainability, other relational sustainability, the fish

go sustainability that commute is just overwhelming, show yom, probably moving closer to them. I don't know exactly what that looks like in your situation, but were moving that direction. Direction, We can do this and here's the thing too. I don't how how old these kids arm, but I'll betcha ten years most others problems gone right nets, when parents get divorced and they or ask a question The three kids, I always tell him you just switched from an annual game to a decade your a long connection. You want your kids to be able to look back and say that guy my dead, never stop pursuing me my mom, never than what the court said and here care we have a crazy parent. I've got a boy, oxfam a letters under my bed. My dead wrote me everything we my dad. Always he sold his house and moved. I love you planned long plain, looking young, it's all long him, the tin, it's a ten year tenure, arrogant and also I mean my stuff like charles or threatened stuff. Like that, you know, you're need to be physically.

in their life on earth. it was our daily notional gene in winter. Pretend you don't even have that option because they leave they're gone so most of the time they are. They should, and so there's that so yeah, that's awesome. yeah you know you gotta, do that an end you're not being called and detached you're just trying to be wise. This are there so many things pollinate you, From an you got a new wife that you, honor and serve it. You ve got the next to build on the on the agreement, yeoman yeah and the court that went along or that and you you need to do your job and eat she, in new watch got to her job. Are so many things pulling at you here and you Not a single part of your question was shellfish. It was duty and service which major. a guy so you're you're right on track and you're not being cold or calculated. It's not an interest rate they do make the move it'll be worth it

probably make it up in gas savings. This is the ramsey ship, the hey it's dr John Delaney. If you love the show and want a deeper dive on your money journey, we have a weekly newsletter that gives you a trending and helpful articles and tips on following the Ramsay way, just go to ramsey solutions, dot com today to sign up for our newsletter again, that's ramsey solutions, dot com to sign up for our weekly newsletter, the page james producer of the ramsey show. This episode is over but check the episode notes for links to products and services you heard about during this episode. Thanks for listening,