I why was raging solutions broadcasting from pods movie and stored studio? This is the man who show Zuri talk about your wife with you, specifically your money, you relationships and you weren't read an extra hillbilly fancy word. There just means they are absolutely connected. You can do about it. We want you to win, and all three years is not its affecting the other areas once will win all three areas and that's why we do it. I'm

common joined by doktor John baloney, triple aaa eight to five five too, two five is the number to jump in, will take your calls in view of subjects aaa eight to five. Five, two to five art jaunt to that and when you and I together for the building walls live events, we do pressure, we talk about work and love relationships and work. You know how they are, so connected, and I should so that all my show earlier today the can come show that I honestly would have loved veggie and studio and it was based on a comment that guy made on social media to me recently we're talking about we'll make money in that monies, not enough. You know you can make a lot of money, but at the end of the day that kind of wears off if your miserable or you're not experiencing real meaning as you derive it as in this matters to mean a can get pretty old fast and a guy goes. Ah, let's go z and he's like I do. You know I dug Shovel ass. You know so Michael

did to you is. What would you I mean? What work, what miserable work would you do? for a million dollars is there is their work, my my stock, answer is? Doesn't there very few jobs in plenary. That would not do that. You would not dare a million dollars, and you know I respond to that as a no you. Wouldn't it's exactly right. I would do it for about three weeks and then yeah and that's because you're really tough and I wouldn't take it- three weeks a long time. I have found over the course of my career that when I find myself in moments without purpose or without meaning, or I don't feel like in contributing, I feel like I'm a glorified administrative assistant or that I'm in a in a structure where success is not possible. The dollar amount matters zero, because what what happens to you from your personal experience, you'd have both been there it hits is awesome, cascade of re. To anger. To this to reality to pure boredom

start. You start generating a space like what am I doing here. This isn't just John eyes experience and opinion John. What science can we killing? Is it ok, yeah, ok, to look at some science, so I just have found that monotonous work, in other words, using the work that the word jaundice you'd, boredom boring, work, kinetic now, It is really impact mental health, be a huge cause of stress and ultimately lead to burn out. Let's go further. The chronically board are at a higher As for drug addiction, alcoholism and compulsive gambling in her paper, neuroscience reveals that boredom hurts doktor judy Willis, a neurologist informer classroom teacher claims that wins board our judgment. Gold active planning, Sk assessment focus, control over our emotions. All suffer you John and here's, the the crab from boredom the crappy way we ve set up in corporate structures,

business structures, icy corporate business, doctors is only a couple of let the tipp tip top get the because they're so sophisticated in their so such good planners and thinkers, the rest of just your mind, your business and will patch on ahead and will tell you what to do later, with your teepee s, reports Stead of I think you are taken earlier jacko so eloquently says you better equip the front line. People to own staying, make decisions and go, and instead minimizing the are collapsing the decision making structure in the purpose, meat meat, making structure into a few elites- the it's your three will end you, your company, will behind that way, so that the boy We're sticker is for those of you that are feeling this or those of either leading people, be careful of monotony cause, monotony robs p full of autonomy? Endless simple words: freedom, free

freedom to make a choice as a cornerstone of mental health, physical hell, all relational health. So there you go by the way. One last piece of data cornfield a well known management from pull nearly five and professionals and the top reason people look for new job is boredom board. We ass humans, long for progress, and in order to get progress, we must be challenged that What is at the core of enjoyment at work? In my, and challenged them. With that. I'm bored I get distracted, go distract myself with pleasure, but what I need is progress That's why I think the whole corporate speak, the whole leadership speak. We have it backwards. I don't He climbed the latter. I think the more responsibility you obtain or and are given, and the more people you have to serve an illusion capacity. Your move,

down the ladder carrying more and more weight in passing along those opportunities for people to do hard deigns to fail to have purpose to go out and achieve go, go, go, go, go, go, go it's reserved for a few highfalutin thinkers with the the the more responsibility you get. You are moving down the ladder carrying more and more of that responsibility weight. That's what you're getting paid for. That's right right is to bounce at all not to stand up there and dust journal, often to be like. Oh dont, troubled me with my thoughts. That's your people look around you can leave the going to be gonna leave because they want a better life you? if you're trying to give a better job, they want a better life and until you realize the connection between the work, it's not just better financial life, better mental health, it's better! Every everything because we want to be challenged up really interesting stuff there for those of you who feel stucco or those type joy, john I'd, love to help you jump in

Let's get to james and indianapolis Indiana right now James. How can we help There goes my name. Sorry? I might question today is ten years old and I'm thinking about getting married and with them it comes the engagement, the wedding and then after that buying a house. and I'm wondering if I should be investing over? I don't know like a six year. I'm framework if I should just be saving up Several times wins the wedding. I haven't even gauge and thinking about it and the like the next year, if you no, ok, so you you're familiar with our baby, sets right. So what We step or you and are you and babies have for essentially all area. Ok, great. I more three b. I guess technical you're technically saying for house right now.

I mean sort of its kind of five year, how much you gonna? How much do you their horses and carts all over that last lesson rather like go, get a job and worked really hard and if you're already a baby step. If you, if you want to start saving for a house for yourself great, if you think I'm going to be married in the next twenty four Thirty six months save your money because you don't want to make that a joint purchase with derive, and then did work really hard input money like it put your fifty percent in your mutual fund, three or four one at work or cause, MR programmes, solutions, dot, com and click on sport. Mr prose, and go down that route

I put it in a money market account and save your money. Dude like don't you. You are way way way way over thinking this enjoy being young, enjoy being engaged in the european married man. The rest of that stuff will work itself out. Just follow the baby steps, don't get too sophisticated. So don't stop the baby steps one foot in front of the other. Let's make sure she says. Yes, that's what I'd be walking in on? Let's close, the deal, John that'll make sure she's going to say yes, so we can move forward or else, but thank you for the call hey. These are john delorean, I'm good coleman. This is the ramsey show. Welcome back america, you, through the conversation here on the ramsay, show helping you with your money, your relationships and your work. I can comment: doktor. John lonely join me in studio this our lot of your playing a move sometime soon and why

that's exciting gotta, be real in those places around the country, you're facing sky high home prices and interest rates aren't returning to their record. Oh so that doesn't make home ownership impossible. But if you want to buy or sell you gotta make sure your financially ready. you ve got a trusted. Spanish, real, say agent to walk you through it, not a family friend like uncle Larry who just got his license last month. someone who knows what they're doing they been for a long time and they can take good care of, you can find that high calibre ramsay austin agent our endorse local providers programme. We that these agents from around the country so that you have the best support, whether you're moving from florida to alaska or by your first home somewhere in between you, can expect due to come in with a little lee greenwood from the likes of minnesota. To the hills tenancy about that would have been good there go to raise the solutions, dot, com, slash agent, the solutions, dot com, slash, aided defined ramsay, trusted real estate agent. Today

important. Now that songs can be in my head. I know I've done it. I've gone and I've ruined it and master track. Lulu all yeah, yeah yeah there you go, see almost did it agenda to the phones now's the time stop saying John Antonia, is join us in detroit michigan Antonia? How can we help hi? How are you we're having a blast? What's going so much since today, if I dont show my boy frere with money why don't we future mo back their question up? Let's stop! but you added a second part to it that is not super necessary? You don't trust your boyfriend period, yet what else do not trust a mamma, some money I've found like home, these like, some media like talking to other women. He felt

is my cheating by felicia, while what is explore explanation for that, I thank you. beat that what's his explanation, because you said he does think it's cheating some curious. What does he call that? Yeah I told him, unlike those cheating, is much because, if not in a form, I'm like you're like yours, Nowhere, women, european army, no boy, dude, those gaslights are burning brightly. Aren't they lived there? Let me ask you this too he's not here to defend himself. Now so let me ask you in person I got to talk to echo here. Why do you think so little of my friend Antonia that you're settling for this well nigh,

that, yes, it is yes, it is why? Maybe you have point phone, I'm a single mother around with a three year old sign I'm. I note like mother near the father it in work out, I m sure, My back a word FAO and I'm like I needed the surgery so I again and all his way, you know like what you have partner, you expect your partner to be there for you and I felt, like I didn't get back when I was off work for year, will we have, Is there anything? The first thing he bring up is all I pager ran. While my love like you might as well. Your role make you live here. We're not marry. You know, though, is. it's a little bit of everything, so so you see he's a bit of security, even though not treating you well, it's like well at least he's doing what he was right where

but here here's the thing that it so it's really common, that off These other stories that we are told eventually become the stories weeds we tell ourselves and you ve got a narrative that your worth less because you gain weight You got a narrative that because you got hurt you reached out to the person who is supposed to be here partner in this in this adventure called life. Call raising a kid and weapon. I set against you and said well look at what I'm doing for you, You have this story that you're a single mom and it your now somehow less than all, storage of false hundred percent cent, but not true. I agree and so I do one thousand percent believe that whoever your dayton is probably a lot of fun probably makes you laugh and probably makes you feel loved in all through those things are amazing and he's making other women feel that way too.

When you say I have a need, I'm comfortable with. He makes you crazy stupid for having that thought or need, or feeling not supporting you. Yes, Oh you, don't trust him on a number of different issues. Money is one of them. I was who nay train wreck when it came to money by, trustworthy guy zombie, since I would never tell somebody and my heart spends like crazy. We figure that out. If I said and as bait me a little bit when I said what else do not trust him on. If you had said nothing, actually super ironclad is trust than I would have been a different answer, but you Ah you're not gonna like this. At the end of the day, you don't trust you and I want you to agree to reinvested. You that's exactly right. Let's stay there for a second anthony you called and asked us. Do we have a future. You know the answer, but you John right. You don't trust your answer, so you called the

to yahoo, is to see what our take was But your answer is: what do you have a future with this dude? Yes or no? I don't think so. No, I think it's the. I don't think so. Johns arms happened, you don't trust your own judgment I think, this guy to the curb you're worthy of being trusted. Dude you're, an awesome, mom you're a great employ your good friend. You are worthy of being trusted. Thank you, the and I'm not just blowing smoke at you. I have a dressing evolution to the show you're. If you, if you out out to lunch, we would tell you john yours, I'm asking a question on behalf of one franco. This because we make a bad decision and- and we gotta take good judgment out of you- equation for someone in a relationship doesn't mean that we have bad judgment, the rest of our life, true or false, yeah in, in fact, oh, but is that what's going on here? She knows it wasn't a good decision. Maybe she's made some poor relationship decision else and she goes

don't make good decisions, but that's not true. Well, I think it's easy to use and tell me if I'm wrong, it's nice, it's easy to feel like you're, single mom, someone's told you you've got these defects, I'm the only one! That's ever going to love you, I'm the only ones paying your rent with my money. It's easy did you make that. That voice into your own voice and you start telling yourself from a net elation. That's right! Then somebody walks along and their willing to give you half of themselves right. I'll, tell you I love you I'll, tell you you're, pretty I'll help pay the bills and to think at all yeah and then via him. I want credit for getting me for a discount, and you are you start thinking will says all that I'm ever going to get. This is all this is gonna, be hundred percent and when is especially real in couples. Experience. Infidelity people often think that the like, Finding out that you pursue mary to or you love cheated on, you is- is the most devastating part that is devastating, but the most.

Devastating long term thing I think, is you loose in yourself. I can't if miss, that I can't believe that worth vis little, I don't even know how what how what a loser. I would like to ask you is trust in yourself and it's hard to do anything to get a job retarded stand up with you to your kids, it's hard to do any in your community because you feel so you feel so small. And so I want you to your keen eye stand up. Man you're worth too much, yet you much value in some ways. Go recognize you for who you are and I also don't wanna, both smoke at you. You promise We need to go. To somebody you probably too. a group of women in your life react in practice, stand up on your own two feet right now, the greatest, if you can give somebody in the future is you working really really hard on you and a season. yeah and that's another thing too, like I knows what he weapon foobar cause. I you know I am a victim of relaxation.

Dreams like backbone he'd. He used with fair, and you know that I have proper from acquiring dog anybody. You emphasizes that sort of pain, yet on beyond manipulating? No, are you know, James would never allow it, but if we had time I'd call the guy up for you right now break up with him for you, I I would dump him for you. Not. The kind of show we do. John is probably not healthy, but that's what I would like to do. This dude is a loser and we know what we do with losers. We fire we get rid of them, you're out, you're done no longer as you get to play in your world. You are worth so much more anthony and thank you. We believe in you. This is the ramsey show welcome back america, you join the conversation here on the ramsay show on, can come and join by doktor John D loney and in the lobby.

The uranium zoo world headquarters on the debt free stage is wesley. An brat welcome, anthea ass. You are ready to do it every scream I have. I assume I think we are not so fun. Ok, let's get the details. Let's get the story. how much it to people we paid sixty one thousand six hundred and eleven dollars not that we're counting every dollar I'm going to round it up to sixty two thousand for my feeble brain, and how long did it take? Fourteen months or two o yeah. Why? How and what was your range of income during this time started at a hundred forty two thousand and ended at one hundred. Sixty oh tell me about what we do to get it up. The one sixty I just normal pay increases and is working some overtime great. What are you do for a living? I am a registered nurse oakwood aerospace technician. In other words, I am a genius. I can't

spell those two words together, its impressive, our great so ok, fourteen months ago. Take us back what, as the genesis for this journey, where you guys really got after it had started a lot, further back than that. For me, it started back in not like august of twenty fifteen. I realise that I was incredibly broke, like eight dollars broke and about I have hundred of that. Wasn't my and so what I needed to do something I turned to mom and she was like hey rumour that Dave ramsey guy told you about about like now We may be, should listen to it, so I wasn't the total money make overrun. Realize that I needed to change and do something different, and then we met a bow four and a half years ago and those kind of I start I: started on my own as well. I just found,

no money make over in the library has just decided to pick it up ready book started trying to implement it and, as in a in my former I found out that need a partner that is go? That's gonna, be willing to do that sure. Go through the process with you, so really ice used, some of the four things. I don't use the budget german basic budget by then can really go through. We were all in is what you're saying and then you guys meat, and so I'm just curious. You guys both knew about gave in and on some level were gone after. An awe What point in the data in relation? Do we realise hey? We both are aware of this concept in and in how the debt bring you guys together on the first day, Well, yeah yeah robeson, who brought it up first, that baby me. I basically said you're either like you have to do this with me or doing this.

I love this. Did you also happen to mention hey- and I know you're an aerospace engineer, but quit hanging out in libraries? Did you mention that likes the library I do too yeah yeah and we got married and we've been married just over a year and a half and tackled it right, when we combined to those whose was your newlywed project, there's a newlywed rather than this was date, one of dating and then we go there and that we do me a huge favor. I had it how did the conversation go? That way I can just imagine like you're, beautiful and he's like he's like man. I can't believe I got a date with with her and you like orderly appetizer, hopefully was most expensive one, and then you lean over- and you say, do, you want this, this comes ramsey and out of their happen, I think I was like how do you feel about debt music? have some, but I dont really

I I was like yeah, I'm like do you want to get out of it and he was like yeah, I'm like okay, we can. We can continue while it is yet it has been like her. You enter night and it worked from their work So let me as his what was the debt comprised of Some. Family loans, student loans, credit card I think that, with the aid of yours I, how much did you each clean up before you got married I cleaned up about fifty in about five years before we got married, ok that the sixty two thousand, it was mostly mine. Oh okay, so you still said: yeah wow, hey well played was the lead with that next time, yeah so, but we also have the cash flow to a wedding right before that be cash flow that, and we also cash floats medical bills about twelve thousand dollars worth of medical in the middle of all of this wow. So it was a. It was quite the journey it was. We had to dig deep. So what does it take?

people are listing in right now, Would you also to those folks are wondering? Can it be done and if so I know you We, the answer, is yes, so what's the key, I think having a partner as huge having somebody to do it with you makes a huge difference It was kind of the ticket to get it done so quickly in the budget. Sure the budget is life changing who reject leaders, parents fisher those people over there. He his parents, who are here with us today, like the studio by for sure were huge? We had a lot of questions about like why. Why did you have a credit card time elbows are from the fritz invent. My letter on question them and what was the key to kind of drowning those voices out trust it, I guess trusting the plan was in the process.

What is it like? Being an aerospace engineer, rolling up to work in a used corolla like this, because your coworkers kind of have a sense of what you make and they know you're married to a medical professional, and they look at you like what are you doing? Dude I know I have a you see a lot of really. Scars on the parking lot. if the corolla is an escape, though it's not that the flash's vehicle bay- I just is knowing that. later on. If we want to get those flash your vehicles region, would you do that? I'll be also the I like the girl a more than the escape. I wouldn't bitch. I wouldn't be act like that escapes better than a crawl likes it or not. Authorize rise, a man like me now, giving a hard time is really fun. So now? What is it like on the other side of this? You guys have been married that long and you ve got this debt behind you. This is a big victor your stand on a stage today. It took a lot to get here. What does it feel like

feel really good it s. It's weird thing money and our account economic going out of ours, soon as it comes in here like there's a comma in the account. Oh, I wish we did he almost for a long time, so it somehow Was it changed your vision as a couple, because when you dark this journey, or now like laser focused, were in a tunnel gazelle into now here you're on the debt free stage about where you do your screen, how is it you is your vision as a couple when he goes dream about talking about philip can we just know that we can do whatever we and the spreadsheet nerd. I have spreadsheets that show us our potential trajectory and we're going and what our lives might look like in the future and we can just we can do it. We want one. Well and you get. When you start talking about trajectory, you have a aerospace engineer for a husband me now. He knows everything about trajectory. Outwood intimidate me. I,

that you use that word I'll, get you who'd. You got with you today to join you on the stage where the screen breadth brook brook and tell us about brook bracket twelve for her and She only when she did. She walked through this journey enough to where she knows what happened, how big of a deal is very might show we ve been talking about money and trying to teach her better than we made try to get her listen better than we did wrong. Listen, listen! Listen to limit good stuff! We ve got a couple things. You want to give him right here on the desperate to give you a copy of days, total money make over for you to give to some one else. Then you get part of that legacy and then you're on your way to be in baby steps millionaires as Dave's latest books are going to give those to you as well as just a memento to say, hey or so. you're. So let's do you guys ready for your scream yeah right at a brooks ready to mean, like really some volume here broadened already ready? Ok, here we go. We got wesley, brat and brought from denver colorado area here do their debt

scream their paid off a hundred schools, sixty two thousand dollars a rounded up in fourteen months making one hundred for Two thousand, all the way up, two hundred and six Thirty thousand wesley brett brook it's time, let's hear your debt free screen, ready three, two one. Where does the audit he brought? It's always funny wanted John, to see a family stare into a completely different future, no weight of debt dreams, galore spreadsheets that support the dreams. That's why we do what we do big thanks to them, for sharing their story with us all right, don't move pay. Some bills were coming right back. This is the rams chef.

Welcome to the ramsey show I can call my doctor. John bologna, is my colleague and he joins me in studio this hour. The phone number for you to jump in his triple eight eight to five five, two fight trouble. Eighty five, five to two files, gonna Jackson, mississippi chris is on the line chris? How can we help are you guys doing we're having a blast. How can we help? Thank you. Taking my culture on time, long time listener about view two thousand die of an invasion, for so the process works and thank you so much weight ago, man. the reason I called is because I am I was in the united states. Airports are retired after twenty two years and then in a job that was comparable to what I used to do when I was younger down your true, never era. and I got you

I have been in the same place for about five years like man. What's what's next car the wash I've listened to both of your books and I'm a man of listening to total money makeover like fifty times of the car, just trying to grind through to get rebates to or but I'm still, I get a lot about what's next, what's the time rain by which you need or want to make a decision I have, time for him? I can make a decision now or when I'm sixty five forty five years old right now? Okay, so you can walk from the military at any time, you're, not locked in for a certain amount of time. Military after twenty years? Oh, I missed, and I also apologize. Ok, we are now doing anything right now. What are you doing? for an occupation. May I just ignition? Yes, ok. How much is that related to the type of work you did in the military? fairly. Similar, however, run you did you get it

I guess. You know when you, when you stay in for twenty two years and typically retire, and he about it. He said it to a senior enlisted leader yeah, but I choke is bring me back to be more like an evil for senior and it was a nice little break its first I'd better? How am I gonna miss the leadership party and this region, my guards about this, that so that's what we Pay attention to is when some, present themselves as I don't know what's next, let me tell you, I've experienced chris, and you can tell me if I'm wrong in your case, that usually means. Is I've got an idea or to or maybe more I dont know how to make that tradition. I don't know how to get there. I'm interested in these mountains, not quite sure the climate is that what's really going on with you, I did so what is a python, why don't you just tell me not worry about how it sounds? What is it that you want to do specific specifically to share, which is I wanna, be leaving people

you love leading a team of people so specifically, what are you wondering about that? You're, not quite sure how to get to. I think I had this will block my head about not having not having a masters degree. I think that's my biggest block I love would play this out. I Let's just assume you don't need a mattress agree, because I'm here to tell you you don't. what would you be doing tomorrow if you just snap your fingers who would you be leading? Where would you be leading I know people who want to be there, that's for sure right now, get my point here. You're not, industry, specific know it really experience specific. You have an incredible resume. Were you ve led men and women true or false, you're really good at leading men and men and women, true or false media

nah, it's a bunch of garbage effect. If I interviewed everybody that was ever only when they say that your solid good leader you'd get a mixed bag. My ok did you want something. Did you learn something from those times? Were you know and appreciate your humility and honesty? Have you learned from those leadership mistakes? I have. so you can come in and lead a team of people right now, true or false. I could say that mindset. So really we start looking out. Ok. Is there an industry that I more interested in than others? I'm looking for management, leadership, positions and jackson, mississippi just start dinners. what I'm saying yes like let's just say I love you see what's out there, This idea that I've gotta have a degree is, is based on a cultural trend. That's been going on now for sea it's seventy years were a well, it's conaway, weeding out the losers, but those times of change,

we're in a job economy right now we're there are organisations near you that are low, for somebody that have has the experience. the skill, leading people they can We need to the nuances of the role. Do you believe that you guys increase if you walk into a business and jackson, mississippi and. They look at you say man appreciate in two years service bitch the bachelor sure you don't wanna work there, man, that's right, you don't work there and if you, Tell us a It will be, I want to go to be a nurse, and I want to go be a nurse practitioner. I wanna go to med school or something then we would. college man, but we are telling us? Is you want to lead, and you want to get back into some management potential and lead a group of people to success, and you even care. If the mission is that's, how that's how focused you are at being a leader at some point

Chris. You got to stop being Chris, his own worst enemy man. I think you were the person who believes in the least among of among the three of us right now. it's a fair, normally jon. No and hey. Let me let me say this. The number people. Have kids got similar of my I'm or students, my friends who were in the military who got out and immediately jumped in due course quote, dream job or intimate school or into law school you a very wise thing: you got out of the military and you just went and got a job. Now you got your feet. Settled you learned how why, wacky culture like you got, you got to re, enter humanity in a different way, and now ready for what comes next. He didn't waste five years. Man, you didn't really wise. Smart thing guy could be increased. Go get some good. Thank you, sir.

I gotta thank dave for that cause. So many neko run the drive to work every single day has helped out quite a bit. Listen those are cool, but me and dave and can't like we just run our mouth on the radio dude and Our great we type you're, the one who's been put in the were driven back and forth, thrown back and forth back for you here on the steel, Chris. I want to leave you with one thing I am to give you my get clear career segment that I think is a wonderful tool for you to take twenty its or less, he's gonna give you some real defined Ideas around the work you love and the rest the matter even I'm just curious when you're leaving. What is the result, most fires you up when you at the end of that you go. You know what this result was obvious and that's what gives me great joy? How would you are taking I think the best way I can explain is when I've had well when I've had some some difficult truths that I really try to get through to, and I try to pour my heart and soul into them ten years later, they say-

really appreciate each I do for me, I was able to listen to you more That means a largely now there that's exactly what you're talking like a real asking here? It's exactly what I was asking for, because what revealed? Are the people you most enjoy, leading very a clue where are they people are when you call em difficult. True off the air when you're, not under pressure. One homework assignment, wants you to write down what you now knows? You look back on your time with those difficult troops, as you put it, what were their pain points was in their past. We're some four reds that you can of backing up they all kind of shared. This are these were commonalities where, Are those people jackson mississippi, who serving them that is where we want to get you to and dude. I am telling you right now. This is probably not in in your scope, but right when you said that I thought you were it can incredible, high school teacher.

Credible coach, an incredible guidance, counselor, incredible somebody that will is not to get in the mental illness of other people's lives and walk with them. From this messy moment to the light vienna oh man, and that opportunity is ever everywhere where water, some non profit or even government mentoring programmes. Look you listen. There are some young men out there who need to come into contact with you. Am I right I would also you yeah, I'm not saying what is going on Chris, you gotta track record a breakthrough with what you called problem or soldiers were difficulties, they looked back and say what you said:

since Chris you've got so much to offer, go, find those people who need that mentor that coach, that guy Chris you've got so much to offer. Thank you for calling thank you, sir, for your service, your great american, John bologna, great our always fun to be with you, James, the crew. Thank you guys so very much to you, America. This is your show. This is the ramsey show the hey. It's doctor, John baloney. If you love the show and want a deeper dive on your money journey, we have a weekly newsletter that gives you a trending and helpful articles and tips on following the Ramsay way. Just go to ramsey solutions, dot com today to sign up for our newsletter again, that's ramsey solutions, dot com to sign up for our weekly newsletter, hey it's james producer of the ramsey show. This episode is over but check the episode. Note for links to products and services you heard about during this episode, thanks for listening,