Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My employer requires that I use credit cards",
• "Sell a paid off vehicle to pay off another vehicle?"
• Living paycheck-to-paycheck vs. having a zero-based budget,
• from the blog: How to Create a Zero-Based Budget,
• " I'm having to pause my investing, what do I do?"
• "Fiancee and I are $180k in debt"

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