I Life and the headquarters of ramsay solutions broadcasting from the pod moving in storage studio. It's the ramsay show where america hangs out to have a conversation about your life work relationships and your money bodies on january join your bike in common technical calls on everything deployed ache to five five. Two to five. scott, you, Mary ann providence, rhode, island, what's up mary high

I chatted some nice than young you all. I get my question: it what career wise by getting would be on your end of the spectrum. To of light life is, I only three years old and I just can't be to find a career n. I feel very direction like that. I'm trying to do it, but my life, I feel, like I've, always been the type like when I was younger, I heard you know that guy the plan ahead of direction, and then I graduated in them now I like I'm looking ten years ago. you're my father. I got a career path of unease looking for him direction with that one. Direction when you were younger. Ah, I why origin wanted to be a journalist, one first major. Can I wanted to like help d by one great stories that brought lighter that people had, and I hope, the other gonna come to action, interesting or changed,

I had my first internship in journalism, and I realize I like this improvement we'll kill me? I knew I wanted. I remember it's not sustainable, I dont want to always be travelling and meeting my three m. We have increased the hours or egypt candlelight of feeding. Ok, This is where we gotta go back to the story, so I already put you on rewind. Now we want to press pause, you call it this yeah alright, so this happens to a lot of people you. You have a pretty clear you define it or articulate it, but you have a clear direction go, and it's not you expected or parts, were what you expected and then schedule and they grew in ours in the tree. wool and not glamour peg journalism doesn't pay much at all, it's awful yeah all of that crashed into your heart. The reality crash in your heart and you are left to feed. It was the word he uses the right word:

and so because you were defeated. You then became confused since that shit yeah. It since day you ve been like that tumbleweed in those western movies. You know that is kind of blows around before a pit ultimate seen a shoot, and it's just like you, the letting the wind blow you back and forth it so here? So I like that in a nutshell, that's pretty much my my professional curve and alive. I know my knowledge. I dont like a great news for you, the ants Four direction and clarity to go back to where we are right now. So, let's go back to the answer you gave about what you loved about journalism or what you thought was gonna, be great about it, and it was I'm going repeat to the best of my memory, but you go there with me. It was worry telling using words, research investigating advocating for the job, Public information is good and I can take information

you need to know, and I can use for your good to protect you to inform you that about right. That's what really got you fired up about? It yeah, I think mostly changes the helping people. That's the one thing that I have my doubts, Even though I been like a tumbleweed at of my career, I love to help people back the thing that really burnt enjoy okay great. So with that in mind, there the story telling the informing the advocating you agree with that part. As I described the doorway, in time, but not. I feel like I'm really into that, and I did not shift so so so so this is fine, so Now I want you to describe the people. You had most love to help. Forget the job description forget where, you're doing it I pay you the money you want to make and you just get to help people I hand you a check, and I say Mary I gotta do to get this checked. The next two weeks is to go. Keep up these people, who are the people that come to mind right now, describe I'm sure.

children on people who are like in palm where impoverished, thereby become from like poor backgrounds. Wriggle at young people are now in your own, what its awesome. Now in your own words. Don't worry sounding pretty just John and I, for you know, reveals described the prob the source of the empower that the poverty that you want to help fit whether one what's the problem, is you see it Why are you well, I partly out of it sometimes education mindset. Ah, just by give people come on a family where there have been like substance abuse and by god I can be part of the party actual, are excellent, and now this solution to that problem. That you'd want to be a part of.

in what I was thinking of you now. I know it's a big problem and start no here knew what you just. Did you I'm feeling to thinking on me and I get I know you're nervous and I'm not trying to put on the spot, but your hearts got the answer right. There you're two thirds of the way through this formula. In your own. Our eyes feel the answer. How would use what would be a solution that you'd get excited about that education, problem or substance issues or what? What would would be something you can get excited about an organization or you see a solution in the world at helping those people that you so beautifully describe, say it I sometimes good. That's really what I order! We want to do what I left college with my wonder: work or non profit. I am not really sure, like. I know, there's nonprofits like, and I got the meeting with him right now, where they help you dress for success like something like that: great okay, like a dress for success, type of program fantastic, so

it off his phone call with you go and I have no idea just wandering, and now we ve gotten to some pretty good clarity. So here's the homework assignment free guy. want to give John a chance to speak to your emotions, of what you're dealing with. Very simply before you go to bed tonight. I want you to go. The internet in your area, it could all the nonprofits or government local institutions that are serving those kids. You know who those kids are so who serving them right now we have a list What jobs are available are posted within all of organizations and based on your education and vast experience. Why seems to be a really good fit for you in that you have the skill and experience, and it is up with the kind of work you wanna do that's the homework or sun just to see. What's out there love it so after cause? I need to find a job. I do have job there. I you can give you incredible. Practical tips

I want to give you thirty thousand foot views. Is that cool? You sound like you or somebody. I would call in a just making this up. You're a finnish liner you're life, is about goals and completing the goal correct yet ere, I don't know company. Anything now there's a problem when you're a finnish liner, when your life is a series of goals, you could the goal. You run the marathon, you get the degree than you go back to get a masters degree. Here's the worst part about completely goal. You go with you,

if you cross that finish line so everytime you get that new job. You show up, you don't like you. So, let's shift from being a finish line or two back out. Ask yourself who do I want to be in, as KEN asked who do want to help. What do I want to put into the world and I'm going to go, make that happen in the goals will follow along with your new identity. This is the ramsey. Show we'll be right back the are you sure

planned obsolescence. You know when companies make products crappy, so you have to buy more of their crappy products will meet to and it's why I love companies like grip, six grip. Six is all about quality products meant to last for ever. That's why they're comfortable bulk free by Slim wallet, wallets and lightweight wool socks all come with a lifetime warranty and simple returns and exchanges check them out at grip six dot com today and get up to twenty percent off with a promo code ramsay blazed icons, one hundred percent satisfactorily here tee means, even if you miss, manage or pick the wrong color the remake your blinds for free, you get free.

Apples, free shipping and with the new problems they run every month. He'll save even more use, promo, ramsay to get the best deal today. She comes from DJ in new york, I'm thirty one years old and have cerebral palsy due to my disability I've had many health and education challenges throughout my life. I want to work with other people with disabilities, such as autism, such as autism as a registered behaviour, technician or a board, Sir five behaviour analyse, but with own challenges. I cannot attend school for higher education in this area, to find other options or certification like life, coaching that would allow to do this work, but I'm feeling defeated. How can I stop thinking that I'm not good enough or that are running out of time to accomplish my dreams you to her? my favorite ramsay personalities. Oh I bow wow. You do you set me up on their thanks. James were grateful. You put there

he'll be real. It's like I'm. I literally just had my enron, burgundy mom. I was reading a real time. I will skip that. That sounds awful. Did you put that in there it was actually. This is actually for you and george, but I'll, take it behind so that now sorry DJ animal be greater. Read this ahead of time. A lot here, John, you got some technical staff, but there's more emotional there than there is tat god. Let you go on emotional stuffing. I think mindset helps if this was a my show, I literally would say you need to talk to. I won't you. Some time with a mental health council to get you to a place where I can help because that mindset of worth an value has to be right cited so We can then go. That's? U right. You are people you yes said. I can help you come up with how he can give, but I feel a lot of us have had this call before. So I wouldn't you say,

What did you gotta do is to balance what I love and what I want and what my purposes united to talk about this off air right. This is who wanna help I've been through this. I got a little. Experience, and this is who I want to help, and then this the boundaries of the game, so whenever This I think of. I just lost his name, gaia. Gold estate warriors the star, the stiff current staff, curry law, the game of basketball. I went away basketball games and on five may, however tall you, so he had to create a new way to get on that feel that get on the court though he became the best three point shooter of all time. Yes, this practice is legendary, fretwork ethic and all that so dj. there's a path towards helping folks

it looks like going to college getting a graduate degree getting certified, and now you ve seen a an influx of less twenty years of life. Coaches folks were getting trained on how to listen and how to encourage and ask questions it becomes. Ok. I want to do this. This particular path may not be available. That's her! I'm not six! and I'm not gonna, be the traditional power forward. So what can I do? What when you get on the field or change the game altogether, and so it becomes the faded comes from. I see this path and I I don't feel like I can participate on this path, and you can flip that around and say cool I'm had nothin on creating a new path in the way you do that. That's a great great point and I'll just jump right in their practically we do. Is we stop focusing on the position and we focus on the people there, so. The positions here are registered havre technician or board certified behaviour analysed now it's great to

kinda things like that have a very specific target by is john, just so beautifully laid out dj youve acknowledge There are limits where those aren't options. So, while I understand how disappointing that is, we ve got to guard against. Employment. Turning into discouragement right and depression is a fact is a period at the end. Now what now we grieve it yep absolutely now, let's go okay, wait a second, and instead of focusing on those two positions, you focus on the people you want to help and so you go ok, where can I help those people that don't require a college degree or don't cause dont require limitations, but you also mentioned in here to this. The thing do with your area, so you know what would have to be true. For me to change my geography to them, able to do it. So, instead of focusing on the limitations- as cheesy as this sounds in my head right now, you must focus on other possibilities

what is so. What, if he's here's? What guides me when I'm sitting down writing a new book and I'm thinking about a program and I'm thinking about. What's the thing that is driving me. The most means, where my what's the pain point, that I feel this early and I'm gonna write to that and then sit down at the table and unite us? We write a speech, we write a talk and we run it by some people. If you don't laugh at the table there, not for three thousand people right. If the room does it feel it so what if J you sat back and said wait a minute, there's a whole swathes of people who are frustrated that the traditional life I don't work I'm going to serve people in that moment, because I'm feeling that pain right, I'm not to imagine somebody else situation, I'm gonna start addressing what's goin on me and easier to start? You too, gentle now how easy it is to get in your local area and start meeting the folks at coffee shops and you begin to hear from them. You and I test content in similar ways so dj. I want you to go

back kinda set it go back to the people. You want to help and put yours contact with the people you want to help and by the way, they had a time job. I've told us Emily ties million with my mom got. Her first took her first community, knowledge glass, it forty two and took one next semester, one class one class, an ex minister graduate. their phd at fifty seven got tenure. Does a professor at sixty two and she's in her seventies, and she has told me other day, I'm teaching to oxford all next summer. If you want to bring the kids over as though it's like down the street right, so there's, no such thing as too late get after it get after it get after it I, u know deja, would tell you that I mean, Total life change at the age of thirty three and really tiptoed into thirty four to say: I'm actually gonna go after broadcasting. I had no experience no degree and it took me seven years. To step into the dream job to get

broadcasting, and I can't tell you how many people told me I was too old, they're dude, listen you some talent, but you, you missed the boat your thirty three thirty four. Nobody gets into broadcasting that age and is probably true, but just stubborn enough or delusional enough. You pick the adjective to stay with it, but I can tell you on the other side: it's not too late and that lie is a lie from the pit of hell that my ship has sailed and that's the voice of doubt, and can I just tell you John, I realise this recently you and I get a lot of similar questions different topics, but the route of what is going on underneath of it is usually the same, and I found that fear and doubt are too his enemies to progress in any area of our life but fear and doubt only show up for people who are trying or longing the people, sit on the bleachers alive. I find don't have any fear and out

because they're just sitting and watching everybody else with her elbow deep in a bag of popcorn yellowed, know rough. They get your life through planning a blaming right, but people who, who face fear and doubt who experience through in the arena. You're in it in there and that's a good sign. Yes That's your longing to be or to do and net you're striving in you're making some progress. I just I just throw that in their job, because I feel that at the door scourge that is so heavy. I means care and I would just want people go if your facing doubt and your face in fear. There's another narrative, their guest what does fear and doubt John protect us? Absolutely it if, if, if I say no to you, hey John I'm a muslim, I'm gonna go dunk a basketball tonight at the wives, yea and, and you are really an eye.

I have some doubt that's dal, protecting me from humiliation, because I can't touch the net priority, but if I doubt that I can't be a good dead or good father, you though that's fear, holding me by excuse me wholly me back went from an unhealthy place. You experiences with callers all the time absolutely, but I I'll tell you if you fear, being a good dad. That means you. That means you care about it yeah that matters. Your invested. So exactly what people? to be so debilitated by fear and doubt because that's usually good, saw when their sphere doubt lean into it. Yet only one in its through it right, that's true, as I one way that guy he really did right

that you that you too, are he rather questions is equally for you to cause you're literally his safer starting with asia. We love that we don't get alot of compliments. James never tells us anything, has changed is being is down, beings will take the affirmation all day, long thin. I say they got twenty bucks, but he still road we'll be right back on the ranch, moving season is heating up. If you're changing homes, it can be exciting and maybe a little bit stress there are some things you can't control like interest rate an inventory, but with the help of

or studio sponsor pods. Moving in storage. There's still a lot you can control. Pods is the best way to get your stuff from point a to point b safely and on your schedule, move dot org has recognised pods as the best container ized moving in storage company for the sick straight year and there, the only one, that's ramsay trusted pods eggs, your move, simple and stress: free. You choose from multiple container sizes to fit your needs, then Paul delivers your container and you load When you want, they pick it up you're done and bring it to your new place, plaza your plans. Change like in store your container for as long as you need gotta pods dod. Arms lies ramsay to book your move. Today, that's pods dot com slash ramsay.

This is the rams show I'm john lonely joined here by kin coleman and we ve got beautiful couple on the debt freeze day, SAM Nicky, on the resolution? Debt free state? How are you we are doing well in our eyes of better I deserve it. Well, he s. Voices were already excited. I, where you were You are visiting us from southern california, so well carol. How much did you pay off hundred and twenty seven thousand dollars and some change hundred and twenty seven thousand dollars and you had to do? while paying seller, california, taxes, painful vague you, yes, how I'm gonna take for years, four and a half years for

if years and was a range of income during this time it started in the low thirties and it ended at about one hundred and forty thousand. What what did you for a living or three jobs? day job in marketing night job as an agent professor of English, at the masters university and another our job as a staff writer for the babylon be thought what wait. A second already got a fan out a little bit, so the Babylon bee. For for maybe folks who don't know you, give us a description of Babylon bee christian news. Satire news, satire is a subset of satire. Christian news. Satire is what it sounds like alright, so John, this is great because we have a Babylon bee article. Here I've got to read just a little excerpt because of the work you all do it's so funny that One was Biden, call dave, ramses radio show for advice on pain of thirty one trillion and island areas right. The correct brag on you really quick. So far, less reviewer hang with is this. Is this

seems work here. Ok, this is from this set tearful or listen to me satirical article. Here we go at first, the call it proceeded according to ramses normal rhythm of covering asking probing questions followed by targeted recommendations for reaching financial freedom things derailed. However, the collar elaborated on what had initially been position as a small deficit? Folks, the collars Joe Biden, owning up to spinning six trillion dollars per year, while making only four trillion dollars per year, causing ramsay to explode? You spent who trillion more than you make. You got a freaking chris card from china, what the heck is wrong with you, the collar Joe Biden, had tried to energy excuses, blaming mega republicans, endear wearing kevlar vest and corn pop ramsay was having none of it. He bellowed into his head set. You need to buy a lot of invalids for these trillions because you,

I have been living dumb d- u m, b de boss there. It is well well done a lot of hours to catch the void. Yes, you got it. I gotta tell ya and boy wouldn't that be a fun call that ever happened in real life. So hey what happened? How'd, you how'd! You get involved with this weird. Gang that we run here how he would happen. We remember like it. We remember it like it was yesterday. We were dave, ramsay adjacent four year and they DR and one day we had made a habit of listening to the podcast. He started yelling at us ranting and raising about stopping the day. Ramsay Ishmael go full Dave ramsay or do and we realized we had been piddling along and only half doing it with Serious within the weak thousand dollars are shouting, but it worked. Tim is so what was going on in your lives that you thought we gotta get a debt here. We just wanted to

the lord, with our resources on it. We want. We want stewards of her money. We it was going in and out is faster than we thought was, and so are we really wanted to honour the lord and after Dave's, empty dave's, shouting at I just really turned a corner, we'll cut a debt, was it sir student at about sixty grand from my students from a masters degree about sixty grand from her for her undergrad, ok, while also in debt what was the I mean, obviously the multiple jobs. Ok, that was a lot of effort give us? Some of them may be extreme choices are big big time sacrifices. Did you actually rice and bean it? I mean what what did that look like for you guys to make this kind of a dent, and in forty five years old by gods, grace has given us for kids in five years. Why one might we were living in a part? a one bedroom apartment with three kids closet and I

from home? I'd have to keep em at bay. During my zoom calls. Yes, we had three toddlers in a closet. Now, one measure apartment on behalf. The mental health practitioners of america. We thank you because she had an incredible redefining anxiety. Twenty years from now, you guys should write a book on redefining patient exact. I don't know how you did that she is a stay at home, mom and she's. The world's best couldn't have done it without her. So what was your? I think, no it's a now. You look back in your experiencing financial freedom, health, you'll, look back and think: may we did it we did we did. It was a hard Part of this has got to be some dark moments. You got three people like this, isn't what huge drew up in your head? This isn't why you went to grad school. This isn't what you dreamt for your four kids take us back to the darker moments, it had to do with watching the interest payments rack up and see that they going anywhere. That was one but ass. Yet definitely,

We knew that we wanted to give our kids a room. I think that was a fire under us. We were to make sure that they grew up with a backyard they that we just got out of there as fast as we could, even though we loved it, and we were so grateful for our cozy few years together, real close but yeah, it was we sacrifice. Where does this yard very unique disposition. y'all, have chosen to look at the world as a series of challenges, yet we're going to overcome and it stinks, but that's part of life and we're going to make her. Where does that disappear can come from that something that the world is lacking. In a profound measure, romans chapter, eight, all creation is groaning together for redemption. We we believe we live in a fall in world which really is a negative universe, with a lot of friction that you ve gotta be prepared. or the word of god, but prepares you for it. If you live by it faithfully suffering produced perseverance and perseverance in and send endurance hope it's a the challenge, its lead in front of you, you you're, you

Can we go to can be alive the into this? Let's go: do it nostril freeze us from this continuous. Negative ebb and flow and descent into tragedy. You know we have hope now because of Jesus. We consider it all joy when we followed the various trials, because we know that the testing of our faith produces at vastness and steadfastness has its? get us and we can be perfect and complete lacking in nothing. On the other end, while Brady taken offering right if we could get a james to play on the keyboard shortly after tat, william wallace yells freedom, we're gonna, that's all trudell, so working as a couple obviously were seen tremendous teamwork that we voted for a little bit about what would you say to other couples? None just couples with people that are on this journey, whether there in the beginning. of the journey either midway through what is the key to finishing this journey get on the same page about it and then talk to other people. It, so they are built in accountability, my parents,

are actually able to help us a little bit during the process. Her parents were- if we had a lot of cheerleaders, but it all started with making sure we were both fully alive. With going fur they ramsay, not dave ramsay issue. What was it making a higher and forty thousand dollars and not having the lifestyle to show, for it will give you a hard time about the job to deal with your affair, shiro in southern california, of oh honey right, and you have to deal with that. Why it's? I feel it is feast or famine with real estate in southern california, so every one kind of lives if we're below making below it. A certain amount of money. Every one lives in an apartment until it is normal for us, but we budget, not so we still try now that we're dead free. We really try to have fun with the kids and I take trips to our state and do road trips, so we talk a lot about peace and in David I and several others have talked about- are even if we have a plan sure of peace, any more than just become a become mythological word? What is the peace

experience and be very specific. You just mentioned we get to go play for He has or some other things, some tangible picture. Of peace that have emerged in your home since you've become debt. We got a finish line that we have now passed, which has caused us to read evaluate our next finish line and we didn't candles scrambling around blindly. We went back to the word. We went by The bible are finish. Line now is stewardship on go stewardship for the purpose of investing in giving and setting our children up for success, so peace like yogurt to decide what happens next. In the up beautiful beautiful view, while sam and Nicky from southern california of a hundred twenty seven thousand dollars and four and a half years, making thirty in bucks to a hundred forty thousand dollars in your officially dec count. Em down to your debt free scream, three too,

and with the you, don't see that attitude very often. What is an inspirational attitude? You love it love it love the same, but you can do it. You can do the triple a date to five five due to five, as is the reality, shows, got a jury in Monterrey, California, what's up adrian

What are you doing? Excellent excellent? Are you I made a really excited unshared they give so much you got it. What's up gate saw my question: currently engaged at one? I've got all my My untold ordered out everything on how much I was twenty two hundred hours and credit card. I am I'm colonel he's a car that the biggest thing any to figure out what to do it, in a few months back a little bit negative in it, but the bio deleting darling. I currently have fourteen thousand left on it and I don't if I pay it down to where I can just tell it back to them and have been in favour of a little bit more money to buy a car with cash or she just pay is down, and I made it potentially by it out at the end with cash and just keep this you know because be you create look far too

If you didn't know about it, I'm not sure exactly what I should do, what the most economical I may just have you run the numbers on it? What is more, economical for you? Well, I mean I don't know exactly how much worse yet having gone in actually does created again last some indeed, it was worth about. One takes, I think, it might be lower now, because the prices of airports are waiting I'm not gonna do out go ask for thee pay off amount and sometimes you just go online and click a button for what's the what's, the buy out obviously in order to your contract. What's the biotech sleaze I would get on Kelly blue book and find out what that car is going for in the private market. If only I can sell it, sell it and pay off if you can have look and say I want to keep the keep this car mathilda lot. I actually would take alone from difference in

I know what a well well, let me go out and what I would do. Let me go to one of the options it you lay down. A figure was the first one. You said you could pay it down and then sell it back to them without what gimme the numbers behind that transaction. I ain't partially. I dunno, if they're, have to know how much I am much it's worth exactly to them, but I am, it's going be around? Maybe I'm ethnic, six thousand, probably learn from a check, then I will eat your cable connection, two thousand by car for cash, so they would six thousand is what they they would buy from before. No, no! No! I mean the difference between a difference, yeah. So, okay. So here's the challenge, John, and I can't really give you clear advice because you don't know the value of the car, but I think all the options you listed have you, Gotta go at the one. This best for you, you know so, if pain it down the say you paid,

and you get after for two months and that allows you get to a good position, a positive position and sell it back to them great or if it's a financial play to sell it. Private seller then do that or if you to a credit union, get a five thousand alone and pay to three thousand deliverance difference and go. Take it thousand dollar that two dozen just left and go buy yourself, a hunger junk. You ve just improve your net debt ratio, significantly gay and yet we're not in the business to tell people to get loans, but forget you out of a lease and it takes your total debt commitment way down. Then I go make that move. Here's what I think. I think you least that car you couldn't afford it, but you wanted you drive way in leasing. It allowed you to get that car. low payments. I think still love that cars that right

I really don't know. To be honest, I mean I would be if it gets me out of debt. I'd be happy to part ways with it. I I like it. It is nice and you know it's a twenty twenty two oct month, it's a nice car, being the day. I know I can live without it alone. I mean it's yours, it's nice and your broke right, legally, yo let's choose safety. Let's all for freedom. Over sulphur shiny depreciating asset in the driveway I think the sound good. It sounds great. I'm going to figure out a way to get out of it. and then go you make I began then, on baby step. Three one good, some of them, none of this there you go man, I love it. I love it. I love it. I mean nobody loves an ultima. I made some people do really love? it's strong word, John! It is love, my wife, still talk so fondly of her corolla, like with Oliver hard fond of its love. No, it's love.

So I do you, love 'em, yeah, I'm not trying to bang on Our friends over nissan has got angelina real here, london, england. What's up angelina hurry? He has not yet been Michael it'd be nice to meet. You guys understand. He was more of a oh lovely. It's wonderful! You talk directly to your phone. Can change my life. The key here they see. If you can move phone a little bit by bit, love it better, their law that barely yeah I go for. What's up here, I've been going to sit here and love. Why job, it felt like it. I tried a little. They appear to be thought. The old style on a tree I'm coming.

that would wipe out the whole three thousand pounds, look dumb at that would be like a year and since then they have to stop time, and I'm just wondering if this is a wise decision to take up the opportunity. Come on baby said lily idea, a couple among thirty there and I really would like to say how am I bet you people and I think this would have a lot. Do you you'll carnival. Isn't it you do you car for an angel you that you would be able to step into other employment cause, I'm presuming you still need to work and make an income correct, yeah, while the single mom of the month about the train for years now as your teammate to forget him for role quite quickly, I'm coming

I could get the long have job opportunities called back table and I ve been taken account leading global oil, so yeah It might not be so listening at another sub bobo static on the line enjoying it. Let me recall, this, you work at a university in their offering out which essentially an early by out. If you return, Ok, you a large sum of money to leave- and they're going to put your count and you're gonna high five him, but you're going to not have a job, and so this. Large sum of money looks very attractive. Do your baby step to you're tired working here, you're single mom for three or four years, ready to move your think about other things, Here's! What I want! You to do is I want you, get somebody with wisdom that you trust

because here's what I am hearing in you in your heart and by the way my mom just went through this ever university in the world that I know of his having some sort of by out opportunity for folks, because they ve got many staff too locally yeah you Or if this is an emotional moment, and there This is heavily a math problem. Gay Yeah. Can you afford to make this move it look? so attractive ill pay off your baby step to help you get an emergency fund, it might even help you move and then what right? So I you to get somebody that you trust to sit with you and it goes the numbers, if you have a financial adviser there in london, that you trust or you have a friend who will look at the numbers with you in passionately because if you call us instead hate I'm ready to chain out of this job. I wanted to get a new job. Kin would walk you through our europe

the jumping quit good. You somethin else, except that this can be a great launching pad into something else, but and can you're the one who taught me, don't jump off the dark until as another both there to get onto I eye angelina. I don't want you to take this and then then try to find something. I would try to match her right now, yeah. I would start today and we want to match the timing of know. Are they giving you a timeline? If you were to accept their offer, would there be a date by which they said? Okay now this is in fact yeah. it will be July. The last day work would be July of twenty twenty three ok great. So this case yeah, I think you got enough

and find a job, but I'd start today, like it was next week to have your job. We don't want to wait until june and not to say that you were planning to do that so yeah. In this case, you were planning to leave anyway wanted to leave I'd, do it, but I get that other job lined up well in advance of July. I love it. It's another hour in the books on the ramsey show stay with us, we'll be right back the pope's kid coleman here. Did you know the ramsey show is one of the most popular podcast in the world, get your daily dose of advice online and check out all of our shows from the ramsay that work wherever you listen to podcasts the hey. If you're a fan of this podcast, we've got more where that came from. As you know, at ramsey we're always looking to protect our listeners from scummy companies, slick marketing and money myths, I'm george camel host of the fine print where I do the research for you to help. You rise above the system, that's designed to keep you broke and in debt so that you can become confident in your money. Choices check out the fine print wherever you listen to podcasts, hey, it's james producer of the ramsay show. This episode is over but check the episode notes for links to products and services you heard about during this episode, thanks for listening